Your Partner in Business Growth

Support your business with our short and long-term Working Capital Loans, offering export finance, Bank Guarantees and foreign currency support to meet every corporate need.

Flexible Terms Trusted Partner

BEST FOR

Getting funds for business needs

Working capital solutions
Term loans assistance
Expertise in trade finance
Loans in CNY and USD

Range of Business Loans for you

Working Capital Demand Loan
BEST FOR
Meeting urgent funding needs.
- Quick access to approved funds
- Flexible repayment options
- Interest on the amount used
- Ideal for short-term capital
Trade
Credit
BEST FOR
Managing supplier and trade payments.
- Short-term credit for trade deals
- Smooth import and export cycles
- Flexible credit repayment terms
- Support for trade operations
DA Bill
Discounting
BEST FOR
Getting funds before bill maturity.
- Early payment on usance bills
- Ideal for exporters with DA terms
- Enhances business cash flow
- Quick and easy processing
Receivable
Financing
BEST FOR
Improving cash flow from unpaid invoices.
- Funds against pending invoices
- Faster access to working funds
- Reduced collection waiting time
- Better cash flow management
Term
Loan
BEST FOR
Borrow to expand your business
- Assessment based on future cash flows
- Flexible Tenure
- Flexible repayment schedule
- Favourable rates & expert help

Why choose us?

Meet business goals

Choose from short or long-term Working Capital Loans in CNY or USD to match your specific financial goals.
Trade support

Access Export Finance, Letter of Credit, Bank Guarantees and Foreign Currency Loans to strengthen and support your trade operations.
Dedicated team

Experienced managers work closely with you to understand your requirements and provide the right financial solutions.
Competitive charges

Favourable interest rates, transparent fees and flexible repayment options that support your business growth.

About Business Loans

Flexible loan options

Choose from short-term or long-term working capital loans in CNY or USD to manage business operations, trade payments and growth requirements efficiently.

Comprehensive trade solutions

Access Export Finance, Letters of Credit, Bank Guarantees and Foreign Currency Loans designed to support smooth trade transactions and strengthen your global business presence.

Easy application process

Submit your completed application form, company-chopped KYC documents, recent financials and bank statements. Our Relationship Manager will guide you through every step of the process.

Business Loans FAQs

What are Business Loans?

A Business Loan is a type of financing that helps companies meet their financial needs, like managing daily operations, expanding, buying equipment, or covering short-term cash gaps. For example, a business might take a short-term loan to handle working capital or a long-term loan to invest in new facilities or machinery.

What are the documents required?

You will need to submit a filled and signed application form, verified KYC documents with the company chop, your latest audited financial statements, recent bank account statements and any other documents the bank may request.

What currencies can I avail the loan in?

ICICI Bank Shanghai branch offers Business Loans that are available in both CNY and USD, giving you the flexibility to manage domestic and international business requirements.