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Time Deposit standard Interest Rates in USD and CNY



Interest Rates in USD per annum (p.a) w.e.f 18th Dec, 2025

Tenure

Less than

USD 50,000

Greater than or equal to

USD 50,000

7 Days

0.01%

1.00%

1 Month

0.05%

3.65%

3 Months

0.25%

3.95%

6 Months

0.25%

3.90%

12 Months

0.35%

3.55%

2 Years

0.35%

2.50%



Interest Rates in CNY per annum (p.a) w.e.f 18th Dec, 2025*

Tenure

Interest rate %

3 Months

1.35%

6 Months

1.55%

12 Months

1.70%

2 Years

1.20%

5 Years

-

 

 

*Time Deposit in CNY starts from CNY 10,000