Things you should know

  • Minimum Deposit Amount

    Begin your deposit with CNY 10,000 or USD 50,000 or as applicable

  • Early Closure Terms

    Interest is paid as per the applicable tenure rate, with a penalty, if any

  • Tenure Range

    Flexible duration from 7 days up to 3 years for better planning

  • Interest Rate Review

    Rates are revised monthly based on tenure and currency

  • Tax on Interest Income

    Interest earnings are subject to prevailing local tax regulations

VIEW INTEREST RATES

About Time Deposit

What is a Time Deposit Account?

A Time Deposit Account allows corporates to invest surplus funds securely for a fixed tenure, earning stable returns with flexible deposit options in USD and CNY.

Minimum investment amount

For CNY deposits, the minimum amount required is CNY 10,000. For USD deposits, interest rates differ for amounts below USD 50,000 and for deposits equal to or above USD 50,000.

Flexible tenure options

Choose deposit periods ranging from 7 days to 3 years based on your company’s liquidity needs and financial goals.

How to book a corporate FD?

You can book a Fixed Deposit by contacting your Relationship Manager or visiting the ICICI Bank Shanghai Branch.

Interest rate policy

Interest rates are revised monthly and vary according to tenure, deposit amount and currency type, ensuring consistent and transparent returns.

Disclaimer

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