Time Deposit Interest Rates



Amount in USD w.e.f 18th Dec, 2025

Rate Code

Tenure

Less than

USD 50,000

Greater than or equal to

USD 50,000

C2GEN

1 Month

0.05%

3.65%

C2GEN

3 Months

0.25%

3.95%

C2GEN

6 Months

0.25%

3.90%

C2GEN

12 Months

0.35%

3.55%

C2GEN

2 Years

0.35%

2.50%



Amount in CNY w.e.f 18th Dec, 2025*

Rate Code

Tenure

Interest rate %

TDR3M

3 Months

1.35%

TDR6M

6 Months

1.55%

TDR1Y

12 Months

1.70%

TDR2Y

2 Years

1.20%

TDR5Y

5 Years

-

 

 

*Term deposit starts from CNY 10,000